Flexi-Mini
Bastion HMO
- Premium
- ₦6,000/month
- Inpatient
- ₦550,000
- Outpatient
- ₦350,000
- Waiting
- 5 days
Healthcare plans that fit your life.
Select from top-rated HMO providers with flexible coverage for individuals, families, and businesses. Monthly premiums, inpatient and outpatient limits are listed below so you can compare ZenCare Plus, senior citizen plans, and every other public tier.
Plan prices
Monthly premium per enrollee, in naira.
ZenCare
Bastion HMO
- Premium
- ₦15,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦1,000,000
- Waiting
- 5 days
ZenCare Plus
Bastion HMO
- Premium
- ₦20,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Prime
Bastion HMO
- Premium
- ₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Senior Citizens
Bastion HMO
- Premium
- ₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
PrimeCare
Bastion HMO
- Premium
- ₦57,500/month
- Inpatient
- ₦12,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Plus Senior Citizens
Bastion HMO
- Premium
- ₦65,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
PrimeCare Plus
Bastion HMO
- Premium
- ₦120,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
| Plan | Premium | Inpatient | Outpatient | Waiting | Action |
|---|---|---|---|---|---|
| Flexi-MiniBastion HMO | ₦6,000/month | ₦550,000 | ₦350,000 | 5 days | |
| ZenCareBastion HMO | ₦15,000/month | ₦10,000,000 | ₦1,000,000 | 5 days | |
| ZenCare PlusBastion HMO | ₦20,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| ZenCare PrimeBastion HMO | ₦45,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| ZenCare Senior CitizensBastion HMO | ₦45,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| PrimeCareBastion HMO | ₦57,500/month | ₦12,000,000 | ₦10,000,000 | 5 days | |
| ZenCare Plus Senior CitizensBastion HMO | ₦65,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| PrimeCare PlusBastion HMO | ₦120,000/month | ₦10,000,000 | ₦10,000,000 | 5 days |
ZenCare Plus vs ZenCare Senior Citizens
ZenCare Plus is a general individual/family HMO plan at ₦20,000/month, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. ZenCare Senior Citizens is the senior-citizen track at ₦45,000/month (₦25,000 more per month than ZenCare Plus). Senior plans typically include higher chronic-care and pharmacy limits, geriatric-focused benefits, and different hospital-tier access because older enrollees have higher expected claims.
ZenCare Plus
Bastion HMO
₦20,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting period
- 5 days
- Built for
- Individuals and families
- Everything in ZenCare
- Unlimited inpatient limit
- Unlimited outpatient limit
- Health talks, education forums, or wellness fairs (up to 12 weeks)
- Primary dental care covered up to NGN80,000
- Specialist consultations (limited based on plan type, up to 12 weeks)
ZenCare Senior Citizens
Bastion HMO
₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting period
- 5 days
- Built for
- Senior citizens and older enrollees
- Everything in Zencare
- Unlimited prescription coverage
- Private room coverage
- Specialized care coverage
- Chronic disease medication with drug delivery and pickup at partner pharmacies
- Extended hospital stay for senior citizens
Plan pricing questions
How much is ZenCare Plus?
ZenCare Plus from Bastion HMO costs ₦20,000/month per enrollee on Proton Medicare. Inpatient cover is ₦10,000,000 and outpatient cover is ₦10,000,000. Waiting period: 5 days. Full benefits: https://protonmedicare.com/plans/cf74abd4-4727-43dc-b8d5-ca6fd824538b.
How much is ZenCare Senior Citizens?
ZenCare Senior Citizens from Bastion HMO costs ₦45,000/month per enrollee. It is the senior-citizen track, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. Waiting period: 5 days.
What is the difference between ZenCare Plus and ZenCare Senior Citizens?
ZenCare Plus is a general individual/family HMO plan at ₦20,000/month, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. ZenCare Senior Citizens is the senior-citizen track at ₦45,000/month (₦25,000 more per month than ZenCare Plus). Senior plans typically include higher chronic-care and pharmacy limits, geriatric-focused benefits, and different hospital-tier access because older enrollees have higher expected claims.
How much do Proton Medicare HMO plans cost in Nigeria?
Public HMO plans on Proton Medicare currently start from ₦6,000/month. Premiums vary by provider and tier — entry-level plans, mid-tier options such as ZenCare Plus, and senior-citizen plans are listed with live prices on /plans.
Which Proton Medicare plans are for senior citizens?
Senior-citizen HMO plans currently listed: ZenCare Senior Citizens (₦45,000/month); ZenCare Plus Senior Citizens (₦65,000/month). These tracks are built for older enrollees, typically with higher chronic-medication limits and specialist access than general individual plans.
Where can I compare ZenCare Plus and senior citizen plans?
Open /plans for the full live price list, or /compare to put ZenCare Plus next to a Senior Citizen plan side by side. For a quote, call +234 706 973 7196 or email support@protonmedicare.com.
Not sure which plan fits you?
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