ZenCare Senior Citizens

Name: ZenCare Senior Citizens
Brand: Bastion HMO
Price: 45000 NGN
Availability: InStock

Standard healthcare coverage for senior citizens. Provided by Bastion HMO

Offered by Bastion HMO

Monthly premium

NGN45,000

per enrollee / month

Plan details

Provider	Bastion HMO
Plan type	Advanced Plans
Monthly premium	NGN45,000
Inpatient limit	NGN10,000,000
Outpatient limit	NGN10,000,000
Waiting period	5 days

Benefits

265 of 265 rows

Benefit coverage for ZenCare Senior Citizens
Category	Benefit	Coverage
After Demise Care	Seeking second option-Mortuary Services Covered Up to NGN150,000 Limit	NGN150,000
After Demise Care	Care-Death Cover Covered Up to NGN150,000 Limit	NGN150,000
After Demise Care	Care-Mortuary Services Covered Up to NGN100,000 Limit	NGN100,000
After Demise Care	CoverEnrollee is covered for a payment up to the stated limit in the event of Death (Natural, Accidental). The actual amount paid is based on the event while eligibility is subject to compliance with the rules of the plan.	Covered
After Demise Care	CoverInvestigation and treatment at limits per plan NGN45,000	NGN45,000
After Demise Care	CoverFor comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care	Covered
After Demise Care	CoverAdditional Immunization (6Yrs and above) Covered Up to NGN7,000	NGN6,000
After Demise Care	CoverSurgeries Covered Up to Surgery Limit of NGN500,000	NGN500,000
After Demise Care	CoverMortuary Services Covered Up to NGN75,000 Limit	NGN750,000
After Demise Care	CoverDeath Cover Covered Up to NGN75,000 Limit	NGN750,000
After Demise Care	CoverInvestigation and treatment at limits per plan NGN15,000	NGN15,000
After Demise Care	CoverFor comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care 2 Days	Covered
After Demise Care	CoverAdvanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography CT scan only and emergency cases for MRI	Covered
After Demise Care	CoverSurgeries Covered Up to Surgery Limit of NGN200,000	NGN200,000
After Demise Care	Mental illnesses Covered for Outpatient cases Only (4 weeks)	Covered
After Demise Care	CoverMortuary Services Covered Up to NGN50,000 Limit	NGN50,000
After Demise Care	CoverDeath Cover Covered Up to NGN50,000 Limit	NGN50,000
After Demise Care	Annual Checkup - available after 7 months	Covered
After Demise Care	CoverSurgeries Covered up to surgery limit of NGN100,000	NGN100,000
After Demise Care	CoverMinor surgeries Covered up to surgery limit of NGN100,000	NGN100,000
After Demise Care	CoverIntermediate surgeries Covered up to surgery limit of NGN100,000	NGN100,000
After Demise Care	CoverMajor surgeries Covered up to surgery limit of NGN100,000	NGN100,000
After Demise Care	CoverMortuary Services Covered Up to NGN40,000 Limit	NGN40,000
After Demise Care	Benefits Available after 11 MONTHS	Covered
After Demise Care	CoverObstetrics Care Covered up to Maternity Limit of NGN100,000	NGN100,000
After Demise Care	CoverNeonatal Care Covered up to Maternity Limit of NGN100,000	NGN100,000
After Demise Care	CoverRenal Care Covered Up to NGN40,000 Limit	NGN40,000
After Demise Care	MortuaryServices	NGN150,000
After Demise Care	DeathCover	NGN150,000
After Demise Care	Investigation and treatment at limits per plan (NGN75,000)	Covered
After Demise Care	Care for comatose and unconscious enrollees, pain management, stabilization, chronic disease treatment, ventilator care, diabetes management, long-term care (up to 5 days)	Covered
After Demise Care	X-rays and ultrasounds (not limited to list)	Covered
After Demise Care	Advanced investigations (CT scan, MRI scan, echocardiography, electrocardiography)	Covered
After Demise Care	Supply of prescribed intravenous, intramuscular, oral, and topical drugs	Covered
After Demise Care	Accommodation for parents of admitted infants (up to 3 days)	Covered
After Demise Care	Inpatient hospitalization benefit abroad (NGN250,000)	Covered
Cancer Care	Cancer care-Consultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered Up to NGN2,000,000	NGN200,000
Cancer Care	Care-Consultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered	Covered
Cancer Care	CoverConsultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered Up to NGN750,000	NGN750,000
Cancer Care	CoverConsultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered Up to NGN300,000	NGN300,000
Cancer Care	Consultation	Covered
Cancer Care	Admission	Covered
Cancer Care	Counseling	Covered
Cancer Care	Hospice care	Covered
Cancer Care	Surgical treatment	Covered
Cancer Care	Chemotherapy	Covered
Cancer Care	Radiotherapy	Covered
Cancer Care	Limit	NGN200,000
Dental Care	Ocular tests-Primary Dental Care Covered Up to NGN150,000	NGN150,000
Dental Care	Ocular tests-Secondary Dental Care Covered Up to NGN150,000	NGN150,000
Dental Care	Care-Primary Dental Care Covered up to NGN80,000	NGN800,000
Dental Care	Care-Secondary Dental Care Covered up to NGN80,000	NGN800,000
Dental Care	CoverPrimary Dental Care Covered Up to Overall Dental Limit of NGN50,000	NGN50,000
Dental Care	CoverSecondary Dental Care Covered Up to Overall Dental Limit of NGN50,000	NGN50,000
Dental Care	CoverPrimary Dental Care Covered Up to Overall Dental Limit of NGN20,000	NGN20,000
Dental Care	Primary Dental Care-Secondary Dental Care Covered Up to Overall Dental Limit of NGN5,000.	NGN5,000
Dental Care	Primary Dental Care-Surgeries Covered up to surgery limit of NGN70,000	NGN70,000
Dental Care	Primary Dental Care-Obstetrics Care Covered up to Maternity Limit of NGN50,000	NGN50,000
Dental Care	Primary Dental Care-Neonatal Care Covered up to Maternity Limit of NGN50,000	NGN50,000
Dental Care	Primary Dental Care-Pharmacy Limit up to NGN150,000	NGN150,000
Dental Care	Hospital access tier D-Primary Dental Care Covered Up to Overall Dental Limit of NGN5,000.	NGN5,000
Diagnostics	Laboratory tests-Personal health equipment - BP machine, Glucometer, Trackers	Covered
Diagnostics	-Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography	Covered
Diagnostics	Admissions and Accomodation	Covered
Diagnostics	Supply of all medical and surgical consumables	Covered
Diagnostics	Serology-Blood grouping, cross matching, and transfusion	Covered
Diagnostics	Accommodation for in-patient care	Covered
Diagnostics	Care-Personal health equipment - BP machine, Glucometer, Trackers Covered only on medical diagnosis	Covered
Diagnostics	X-Rays and Ultrasounds Covered (Not limited to the list)	Covered
Diagnostics	Care-Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography Covered (Not limited to the list)	Covered
E N T Care	Treatment of acute and chronic ENT diseases	Covered
E N T Care	ENT surgeries (part of surgical limit)	Covered
E N T Care	Pharmacological treatment of acute and chronic ENT infections	Covered
E N T Care	ENT Surgeries - (part of the surgical limit)	Covered
Emergency Services	Accident and emergency-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be.	Covered
Emergency Services	Movement of patients from Hospital to Hospital	Covered
Emergency Services	Movement of patients from Home/Accident Scene to Hospital	Covered
Emergency Services	Hospital Ward Care-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. Up to NGN50,000/ year	NGN50,000
Emergency Services	AccidentAndEmergency	NGN50,000
Emergency Services	Movement of patients from hospital to hospital	Covered
Emergency Services	Movement of patients from home or accident scene to hospital	Covered
Eye Care	Routine ocular examination	Covered
Eye Care	Ocular tests-Lenses Covered NGN45,000	NGN45,000
Eye Care	Ocular tests-Frames Covered NGN45,000	NGN45,000
Eye Care	Routine dental examination	Covered
Eye Care	Preventive dental care and counselling	Covered
Eye Care	Dental pain therapy at primary healthcare centres	Covered
Eye Care	Pharmacological treatment of acute and chronic dental infections	Covered
Eye Care	Access to prescribed drugs	Covered
Eye Care	Care-Lenses Covered up to NGN30,000	NGN30,000
Eye Care	Care-Frames Covered up to NGN30,000	NGN30,000
Eye Care	CoverLenses Covered NGN20,000	NGN20,000
Eye Care	CoverFrames Covered NGN20,000	NGN20,000
Eye Care	CoverLenses Covered NGN15,000	NGN15,000
Eye Care	CoverFrames Covered NGN15,000	NGN15,000
Family Planning	Copper T intrauterine device	Covered
Family Planning	Lippes Loop intrauterine device	Covered
Family Planning	Norplant	NGN200,000
Family Planning	Emergency or elective Caesarean section	Covered
Family Planning	Reimbursement of delivery abroad: Normal - $180, Caesarean - $300	Covered
Family Planning	Limit	NGN7,000
Fertility Services	Investigation and treatment at limits per plan	Covered
Fertility Services	Copper T Intrauterine Device	Covered
Fertility Services	Lippes loop Intrauterine Device	Covered
Fertility Services	Norplant-Surgeries Covered Up to Surgery Limit of NGN2,500,000	NGN200,000
Fertility Services	Emergency or Elective Caesarean Section	Covered
Fertility Services	Manual Vacuum Aspiration-Reimbursement of Delivery Abroad Normal -$180, CS-$300	Covered
Fertility Services	Hospital Ward Care-Family Planning Covered Up to NGN7,000	NGN7,000
Fertility Services	InvestigationAndTreatment	Covered at limits per plan
General	Everything in Zencare	Covered
General	Unlimited prescription coverage	Covered
General	Private room coverage	Covered
General	Specialized care coverage	Covered
General	Free chats with doctors and nurses for routine medical information	Covered
General	Treatment of chronic conditions	Covered
General	Pharmacological treatment of acute and chronic ocular infections	Covered
General	Diagnosis confirmation from secondary and tertiary care centres	Covered
General	Line of treatment confirmation from secondary and tertiary care centres	Covered
General	Care-Investigation and treatment at limits per plan NGN75,000	NGN750,000
General	Care-Supply of prescribed intravenous/intramuscular, oral and topical drugs	Covered
General	Care-Additional Immunization (6Yrs and above) Covered Up to NGN10,000	NGN6,000
General	Care-Surgeries Covered Up to Surgery Limit of NGN1,500,000	NGN1,500,000
General	Care-Reimbursement of Delivery Abroad Normal -$150, CS-$250	Covered
General	Specialist Consultation Covered (at designated approved centres)	Covered
General	Specialist Drug therapy Covered (at designated approved centres)	Covered
General	Psychotherapy Covered (at designated approved centres)	Covered
General	Seeking second option Covered within HMO network	Covered
General	Benefits Available after 4 MONTHS	Covered
General	Mental illnesses-Eye Care Covered up to NGN5,000	NGN5,000
General	Hospital access tier D-Pharmacy Limit up to NGN100,000	NGN100,000
Hospital Ward Care	Skilled medical and paramedical services	Covered
Hospital Access Tier D	Feeding for enrollees on admission - General Ward (up to 5 days/year)	Covered
Hospital Access Tier D	Primary dental care covered up to NGN5,000	Covered
Hospital Access Tier D	Obstetrics care covered up to maternity limit of NGN30,000	Covered
Hospital Access Tier D	Inpatient limit up to NGN100,000	Covered
Hospital Access Tier D	Outpatient limit up to NGN100,000	Covered
Hospital Access Tier D	Pharmacy limit up to NGN100,000	Covered
Hospital Ward Care	PrivateWard	Services': ['Admissions and accommodation', 'Feeding for enrollees on admission', 'Skilled medical and paramedical services', 'Supply of prescribed intravenous, intramuscular, oral, and topical drugs', 'Supply of all medical and surgical consumables', 'Blood grouping, cross-matching, and transfusion', 'Accommodation for inpatient care / admissions', 'Accommodation for parents of admitted infants (up to 5 days)'], 'InpatientHospitalizationBenefitAbroad': 'NGN350,000
Hospital Ward Care	SemiPrivateWard	Services': ['Feeding for enrollees on admission', 'Skilled medical and paramedical services', 'Accommodation for parents of admitted infants (up to 2 days)']}
Hospital Ward Care	GeneralWard	Services': ['Feeding for enrollees on admission (up to 10 days/year for dialysis, 5 days/year for tier D)', 'Skilled medical and paramedical services', 'Accommodation for parents of admitted infants']}
Immunizations	Vitamin A Supplementation	Covered
Immunizations	Additional Immunization (6Yrs and above)	Covered
Immunizations	NPI Immunisation (0-5 Years)	Covered
Immunizations	VitaminA	Supplementation
Immunizations	Pneumococcal	Additional immunization (6 years and above)
Immunizations	NPI	Covered for ages 0-5 years
Inpatient Care / Admissions	Extended hospital stay for senior citizens	Covered
Inpatient Care / Admissions	Unlimited Inpatient Limit	Covered
Inpatient Care / Admissions	Feeding for enrolees on admission Private Ward	Covered
Inpatient Care / Admissions	Hospital Ward Care Private Ward	Covered
Inpatient Care / Admissions	Skilled medical and paramedical services Private Ward	Covered
Inpatient Care / Admissions	Serology-Supply of prescribed intravenous/intramuscular, oral and topical drugs Private Ward	Covered
Inpatient Care / Admissions	Accommodation for parents whose infants are on admission 5 days	5 days
Inpatient Care / Admissions	Serology-Inpatient /Hospitalization Benefit Abroad NGN350,000	NGN350,000
Inpatient Care / Admissions	Accommodation for parents whose infants are on admission 3 days	3 days
Inpatient Care / Admissions	Care-Inpatient /Hospitalization Benefit Abroad NGN250,000	NGN250,000
Inpatient Care / Admissions	Feeding for enrolees on admission Semi-Private Ward	Covered
Inpatient Care / Admissions	Hospital Ward Care Semi-Private Ward	Covered
Inpatient Care / Admissions	Skilled medical and paramedical services Semi-Private Ward	Covered
Inpatient Care / Admissions	Accommodation for parents whose infants are on admission 2 Days	Covered
Inpatient Care / Admissions	Feeding for enrolees on admission General Ward	Covered
Inpatient Care / Admissions	Hospital Ward Care General Ward	Covered
Inpatient Care / Admissions	Skilled medical and paramedical services General Ward	Covered
Inpatient Care / Admissions	Accommodation for parents whose infants are on admission	Covered
Inpatient Care / Admissions	Inpatient /Hospitalization Benefit Abroad	Covered
Inpatient Care / Admissions	Dialysis-Inpatient Limit up to NGN400,000	NGN400,000
Inpatient Care / Admissions	Feeding for enrolees on admission General Ward (Up to 10 Days/year)	Covered
Inpatient Care / Admissions	Primary Dental Care-Inpatient Limit up to NGN150,000	NGN150,000
Inpatient Care / Admissions	Feeding for enrolees on admission - General Ward (Up to 5 Days/year)	Covered
Inpatient Care / Admissions	Hospital access tier D-Inpatient Limit up to NGN100,000	NGN100,000
Inpatient Care / Admissions	Hospital access tier D-Inpatient Limit up to NGN50,000	NGN50,000
Intensive Care Unit	Care for comatose and unconscious enrollees	Covered
Intensive Care Unit	Pain management	Covered
Intensive Care Unit	Stabilization and maintenance treatment for chronic diseases	Covered
Intensive Care Unit	Ventilator care	Covered
Intensive Care Unit	Management of diabetes and diabetic emergencies	Covered
Intensive Care Unit	Long-term skilled and semi-skilled hospital care (up to 7 days)	Covered
Laboratory And Diagnostics	PersonalHealthEquipment	Blood pressure machine, glucometer, trackers (covered only on medical diagnosis)
Laboratory And Diagnostics	BasicImaging	X-rays and ultrasounds (e.g., chest, abdominal, limb, neck, skull, lumbosacral, body joints; not limited to list)
Laboratory And Diagnostics	AdvancedImaging	CT scan, MRI scan, echocardiography, electrocardiography (limited coverage, CT scan always covered, MRI for emergencies)
Lifestyle Management	Subsidized Fitness/ nutritional club membership (for non-network gym) 15%	Covered
Lifestyle Management	Network Gym Access Covered (2 sessions per week)	2 sessions
Lifestyle Management	Lifestyle Management-On-site Health Checks, Health Talks/ Education forum or wellness fairs	Covered
Lifestyle Management	Subsidized Fitness/ nutritional club membership (for non-network gym) 10%	Covered
Lifestyle Management	Health Talks/ Education forum or wellness fairs 4 weeks	Covered
Lifestyle Management	Subsidized Fitness/ nutritional club membership (for non-network gym)	Covered
Lifestyle Management	FitnessClub	Subsidized membership for non-network gyms (15%)
Lifestyle Management	NetworkGym	2 sessions
Lifestyle Management	HealthChecks	On-site health checks, health talks, education forums, or wellness fairs
Limits	Inpatient	Unlimited
Limits	Outpatient	Unlimited
Maternity Care	Hospital access tier D-Obstetrics Care Covered up to Maternity Limit of NGN30,000	NGN30,000
Mental Health	Employee Assistance Program / Stress Management	Covered
Mental Health	Covid Home Care Kit - up to limit on the plan	Covered
Mental Health	Health Talks/ Education forum or wellness fairs	Covered
Mental Health	Mental illnesses Covered for Outpatient cases Only (6 weeks)	Covered
Mental Health	Employee Assistance Program / Stress Management 8 weeks	Covered
Mental Health	Employee Assistance Program / Stress Management 6 weeks	Covered
Mental Health	Employee Assistance Program / Stress Management 4 weeks	Covered
Mental Health	Covid Home Care Kit - up to limit on the plan 4 weeks	Covered
Mental Health	Outpatient	12 weeks
Mental Health	EmployeeAssistanceProgram	8 weeks
Mental Health	CovidHomeCareKit	Covered up to plan limit
Mental Health	HealthEducation	Health talks, education forums, or wellness fairs
Mental Health	PsychiatryCare	6 weeks
Neonatal Care	Ear Piercing-Special Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 25 Days (NGN750,000)	NGN250,000
Neonatal Care	Care-Special Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 18 days (NGN500,000)	NGN180,000
Neonatal Care	CoverSpecial Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 10 Days (NGN300,000)	NGN10,000
Neonatal Care	CoverSpecial Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 2 Days (NGN100,000)	NGN200,000
Outpatient Care	Chronic disease medication with drug delivery and pickup at partner pharmacies	Covered
Outpatient Care	Unlimited Outpatient Limit	Covered
Outpatient Care	24 Hours free chat access to healthcare professionals	Covered
Outpatient Care	Free chats with Doctors and Nurses when in need of care during any medical emergency	Covered
Outpatient Care	Free chats with Doctors and Nurses when in need of any routine medical information	Covered
Outpatient Care	Chronic Disease Medication - drug delivery and pick up at partner pharmacies	Covered
Outpatient Care	Specialist Consultations on Outpatient Cases Only; limited based on type of plans 12 weeks	Covered
Outpatient Care	Specialist Consultations on Outpatient Cases Only; limited based on type of plans 8 weeks	Covered
Outpatient Care	Specialist Consultations on Outpatient Cases Only; limited based on type of plans 6 weeks	Covered
Outpatient Care	Specialist Consultations on Outpatient Cases Only; limited based on type of plans 4 weeks	Covered
Outpatient Care	Dialysis-Outpatient Limit up to NGN250,000	NGN250,000
Outpatient Care	Specialist Consultations Once / Month	Covered
Outpatient Care	Primary Dental Care-Outpatient Limit up to NGN150,000	NGN150,000
Outpatient Care	Hospital access tier D-Outpatient Limit up to NGN100,000	NGN100,000
Outpatient Care	Hospital access tier D-Outpatient Limit up to NGN50,000	NGN50,000
Physiotherapy	Physiotherapy Care Covered (25 sessions)	25 sessions
Physiotherapy	Routine fitness examination	Covered
Physiotherapy	Preventive Counselling on referral	Covered
Physiotherapy	Physiotherapy Care Covered (17 sessions)	17 sessions
Physiotherapy	Physiotherapy Care Covered (12 sessions)	12 sessions
Physiotherapy	Physiotherapy Care Covered (5 sessions)	5 sessions
Physiotherapy	Coverage	25 sessions
Physiotherapy	RoutineFitnessExamination	Covered
Physiotherapy	PreventiveCounseling	On referral
Preventive Screening	General Physical Examination	Covered
Preventive Screening	Blood Pressure Check (Hypertension Screening)	Covered
Preventive Screening	Blood Sugar Check (Diabetes Screening)	Covered
Preventive Screening	Annual Prostate Specific Antigen screening for men over 40 years	Covered
Preventive Screening	E/U/Cr-Mammogram, cervical smear for women over 35 years every 2 years (every other year)	Covered
Preventive Screening	BMI check (general physical examination)	Covered
Preventive Screening	Blood pressure check (hypertension screening)	Covered
Preventive Screening	Blood sugar check (diabetes screening)	Covered
Preventive Screening	Men	Annual prostate-specific antigen screening (over 40 years)
Preventive Screening	Women	Mammogram and cervical smear (over 35 years, every 2 years)
Renal Care	Dialysis 20 Sessions	Covered
Renal Care	Dialysis 12 sessions	12 sessions
Renal Care	Dialysis 6 Sessions	Covered
Renal Care	Dialysis 3 Sessions	Covered
Renal Care	Benefits Available after 24 hours	Covered
Renal Care	Dialysis-Pharmacy Limit up to NGN50,000	NGN50,000
Renal Care	Treatment of basic medical outpatient and in-patient cases	Covered
Renal Care	Dialysis-X-Rays and Ultrasounds: Limited to Chest X-Rays ,Plain Abdominal X-Rays,,Limb X-rays,Neck X-rays,Skull X-rays,Lumbosacral X-Rays,X-rays of Body Joints,Ultrasound Scan	Covered
Seeking Second Option	Diagnosis confirmation from secondary and tertiary care centers	Covered
Seeking Second Option	Line of treatment confirmation from secondary and tertiary care centers	Covered
Seeking Second Option	Covered within HMO network (mental illnesses)	Covered
Special Baby Care Unit	Coverage	Intensive care including life support, phototherapy, and incubator care
Special Baby Care Unit	Limit	NGN250,000
Specialist Consultations	Telemedicine	24-hour free chat access to healthcare professionals
Specialist Consultations	Treatment of acute and chronic ENT diseases	Covered
Specialist Consultations	ENT surgeries (part of surgical limit)	Covered
Specialist Consultations	Pharmacological treatment of acute and chronic ENT infections	Covered
Specialist Consultations	General	Chronic disease medication with drug delivery and pickup at partner pharmacies
Specialist Consultations	Frequency	Once per month (for dialysis patients)
Specialized Care	Intensive care unit-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care 7 Days	Covered
Specialized Care	Care-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care 5 Days	Covered
Specialized Care	HIV care and treatment Covered (at designated approved centres)	Covered

Key features

#	Feature
1	Everything in Zencare
2	Unlimited prescription coverage
3	Private room coverage
4	Specialized care coverage
5	Chronic disease medication with drug delivery and pickup at partner pharmacies
6	Extended hospital stay for senior citizens
7	Free chats with doctors and nurses for routine medical information
8	Treatment of acute and chronic ENT diseases
9	ENT surgeries (part of surgical limit)
10	Pharmacological treatment of acute and chronic ENT infections
11	Chronic disease medication with drug delivery and pickup at partner pharmacies

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ZenCare Senior Citizens

NGN45,000 / month