Enhanced Medicare coverage with premium benefits
Offered by Bastion HMO
Monthly premium
NGN6,000
per enrollee / month
| Provider | Bastion HMO |
|---|---|
| Plan type | Classic Plans |
| Monthly premium | NGN6,000 |
| Inpatient limit | NGN550,000 |
| Outpatient limit | NGN350,000 |
| Waiting period | 5 days |
89 of 89 rows
| Category | Benefit | Coverage |
|---|---|---|
| Availability | Availability | Benefits available after 24 hours |
| Dental Care | Primary Dental Care-Secondary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Dental Care | Primary Dental Care-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care | Covered |
| Dental Care | Primary Dental Care-Surgeries Covered up to surgery limit of NGN70,000 | NGN70,000 |
| Dental Care | Primary Dental Care-Obstetrics Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| Dental Care | Hospital access tier D-Primary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Diagnostics | Diagnostics services like X-Rays and Ultrasounds | Covered |
| Diagnostics | Diagnostics and imaging-X-Rays and Ultrasounds: Limited to Chest X-Rays ,Plain Abdominal X-Rays,,Limb X-rays,Neck X-rays,Skull X-rays,Lumbosacral X-Rays,X-rays of Body Joints,Ultrasound Scan | Covered |
| Diagnostics | Admissions and Accomodation | Covered |
| Emergency Services | Accident and emergency-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. Up to NGN50,000/ year | NGN50,000 |
| Emergency Services | Resuscitative care including basic radiological and laboratory investigations to stabilize patient before ICU transfer if needed (up to NGN50,000/year) | Covered |
| Emergency Services | Family planning covered up to NGN7,000 | Covered |
| Fertility Services | Accident and emergency-Family Planning Covered Up to NGN7,000 | NGN7,000 |
| Fertility Services | Manual Vacuum Aspiration-Neonatal Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| General | Access to C-D tier hospitals | Covered |
| General | Pharmacy coverage up to NGN100,000 | NGN100,000 |
| General | Specialized care coverage | Covered |
| General | 24-hour free chat access to healthcare professionals | Covered |
| General | Free chats with doctors and nurses during medical emergencies | Covered |
| General | Free chats with doctors and nurses for routine medical information | Covered |
| General | Benefits Available after 5 days | Covered |
| General | Pharmacy Limit up to NGN50,000 | NGN50,000 |
| General | Treatment of basic medical outpatient and in-patient cases | Covered |
| General | 24 Hours free chat access to healthcare professionals | Covered |
| General | Free chats with Doctors and Nurses when in need of care during any medical emergency | Covered |
| General | Free chats with Doctors and Nurses when in need of any routine medical information | Covered |
| General | Hospital Ward Care-Supply of prescribed intravenous/intramuscular, oral and topical drugs | Covered |
| General | Supply of all medical and surgical consumables | Covered |
| General | Hospital Ward Care-Blood grouping, cross matching, and transfusion | Covered |
| General | -Seeking second option Covered within HMO network | Covered |
| General | -Benefits Available after 4 MONTHS | Covered |
| General | -Eye Care Covered up to NGN5,000 | NGN5,000 |
| General | Routine dental examination | Covered |
| General | Preventive dental care and counselling | Covered |
| General | Dental pain therapy at primary healthcare centres | Covered |
| General | Pharmacological treatment of acute and chronic dental infections | Covered |
| General | Benefits Available after 11 MONTHS | Covered |
| General | Hospital access tier D-Pharmacy Limit up to NGN100,000 | NGN100,000 |
| General Consultation | Treatment of basic medical outpatient and inpatient cases | Covered |
| General Consultation | Specialist consultations once per month | Covered |
| General Consultation | 24-hour free chat access to healthcare professionals | Covered |
| General Consultation | Free chats with doctors and nurses during medical emergencies | Covered |
| General Consultation | Free chats with doctors and nurses for routine medical information | Covered |
| Hospital Ward Care | Skilled medical and paramedical services | Covered |
| Hospital Access Tier D | Feeding for enrollees on admission - General Ward (up to 5 days/year) | Covered |
| Hospital Access Tier D | Primary dental care covered up to NGN5,000 | Covered |
| Hospital Access Tier D | Routine dental examination | Covered |
| Hospital Access Tier D | Preventive dental care and counseling | Covered |
| Hospital Access Tier D | Dental pain therapy at primary healthcare centers | Covered |
| Hospital Access Tier D | Pharmacological treatment of acute and chronic dental infections | Covered |
| Hospital Access Tier D | Obstetrics care covered up to maternity limit of NGN30,000 | Covered |
| Hospital Access Tier D | Inpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Outpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Pharmacy limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Inpatient limit up to NGN50,000 | Covered |
| Hospital Access Tier D | Outpatient limit up to NGN50,000 | Covered |
| Hospital Access Tier D | Availability | Benefits available after 11 months |
| Hospital Ward Care | GeneralWard | Services': ['Admissions and accommodation', 'Feeding for enrollees on admission (up to 10 days/year)', 'Skilled medical and paramedical services', 'Supply of prescribed intravenous, intramuscular, oral, and topical drugs', 'Supply of all medical and surgical consumables', 'Blood grouping, cross-matching, and transfusion']} |
| Inpatient Care / Admissions | General ward admission with feeding | Covered |
| Inpatient Care / Admissions | Inpatient Limit up to NGN400,000 | NGN400,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission General Ward (Up to 10 Days/year) | Covered |
| Inpatient Care / Admissions | Ear Piercing-Inpatient Limit up to NGN150,000 | NGN150,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission - General Ward (Up to 5 Days/year) | Covered |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN100,000 | NGN100,000 |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN50,000 | NGN50,000 |
| Intensive Care Unit | Care for comatose and unconscious enrollees | Covered |
| Intensive Care Unit | Pain management | Covered |
| Intensive Care Unit | Stabilization and maintenance treatment for chronic diseases | Covered |
| Intensive Care Unit | Ventilator care | Covered |
| Intensive Care Unit | Management of diabetes and diabetic emergencies | Covered |
| Intensive Care Unit | Long-term skilled and semi-skilled hospital care | Covered |
| Laboratory And Diagnostics | BasicImaging | X-rays and ultrasounds (limited to chest X-rays, plain abdominal X-rays, limb X-rays, neck X-rays, skull X-rays, lumbosacral X-rays, X-rays of body joints, ultrasound scan) |
| Limits | Inpatient | NGN400,000 |
| Limits | Outpatient | NGN250,000 |
| Limits | Pharmacy | NGN50,000 |
| Maternity Care | Hospital access tier D-Obstetrics Care Covered up to Maternity Limit of NGN30,000 | NGN30,000 |
| Neonatal Care | Ear Piercing-Pharmacy Limit up to NGN150,000 | NGN150,000 |
| Outpatient Care | Outpatient Limit up to NGN250,000 | NGN250,000 |
| Outpatient Care | Specialist Consultations Once / Month | Covered |
| Outpatient Care | Ear Piercing-Outpatient Limit up to NGN150,000 | NGN150,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN100,000 | NGN100,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN50,000 | NGN50,000 |
| Psychotherapy | Seeking second opinion covered within HMO network | Covered |
| Psychotherapy | Eye care covered up to NGN5,000 | Covered |
| Psychotherapy | Availability | Benefits available after 4 months |
| Surgical And Maternity Care | Surgeries | NGN70,000 |
| Surgical And Maternity Care | Obstetrics | NGN50,000 |
| Surgical And Maternity Care | Neonatal | NGN50,000 |
| Surgical And Maternity Care | AdditionalLimits | Inpatient': 'Up to NGN150,000', 'Outpatient': 'Up to NGN150,000', 'Pharmacy': 'Up to NGN150,000 |
| # | Feature |
|---|---|
| 1 | Access to C-D tier hospitals |
| 2 | Pharmacy coverage up to NGN100,000 |
| 3 | General ward admission with feeding |
| 4 | Specialized care coverage |
| 5 | Diagnostics services like X-Rays and Ultrasounds |
| 6 | 24-hour free chat access to healthcare professionals |
| 7 | Free chats with doctors and nurses during medical emergencies |
| 8 | Free chats with doctors and nurses for routine medical information |
Enroll in Flexi-Mini today and get instant access to quality healthcare.
Flexi-Mini
NGN6,000 / month
