Enhanced Medicare coverage with premium benefits
Offered by Bastion HMO
Monthly premium
NGN7,500
per enrollee / month
| Provider | Bastion HMO |
|---|---|
| Plan type | Classic Plans |
| Monthly premium | NGN7,500 |
| Inpatient limit | NGN1,000,000 |
| Outpatient limit | NGN100,000 |
| Waiting period | 5 days |
146 of 146 rows
| Category | Benefit | Coverage |
|---|---|---|
| After Demise Care | HIV care and treatment-Death Cover Covered Up to NGN40,000 Limit | NGN40,000 |
| After Demise Care | MortuaryServices | NGN40,000 |
| After Demise Care | Availability | Benefits available after 11 months |
| Availability | Availability | Benefits available after 24 hours |
| Dental Care | Ocular tests-Primary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Dental Care | Specialist Consultation-Secondary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Dental Care | Primary Dental Care-Secondary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Dental Care | Primary Dental Care-Surgeries Covered up to surgery limit of NGN70,000 | NGN70,000 |
| Dental Care | Primary Dental Care-Obstetrics Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| Dental Care | Primary Dental Care-Neonatal Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| Dental Care | Primary Dental Care-Pharmacy Limit up to NGN150,000 | NGN150,000 |
| Dental Care | Hospital access tier D-Primary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Diagnostics | Diagnostics services like X-Rays and Ultrasounds | Covered |
| Diagnostics | -Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography:Limited to Chest X-Rays, Plain Abdominal X-Rays, Limb X-rays, Neck X-rays,Skull X-rays, Lumbosacral X-Rays, X-rays of Body Joints, Ultrasound Scan | Covered |
| Diagnostics | Admissions and Accomodation | Covered |
| Diagnostics | Diagnostics and imaging-X-Rays and Ultrasounds: Limited to Chest X-Rays ,Plain Abdominal X-Rays,,Limb X-rays,Neck X-rays,Skull X-rays,Lumbosacral X-Rays,X-rays of Body Joints,Ultrasound Scan | Covered |
| Emergency Services | Accident and emergency-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. Up to NGN80,000/ year | NGN800,000 |
| Emergency Services | Copper T Intrauterine Device | Covered |
| Emergency Services | Lippes loop Intrauterine Device | Covered |
| Emergency Services | Accident and emergency-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. Up to NGN50,000/ year | NGN50,000 |
| Emergency Services | Resuscitative care including basic radiological and laboratory investigations to stabilize patient before ICU transfer if needed (up to NGN80,000/year) | Covered |
| Emergency Services | Family planning covered up to NGN7,000 | Covered |
| Emergency Services | Copper T intrauterine device | Covered |
| Emergency Services | Lippes Loop intrauterine device | Covered |
| Emergency Services | Movement of patients from hospital to hospital (up to 4 times/year) | Covered |
| Emergency Services | Movement of patients from home or accident scene to hospital (up to 4 times/year) | Covered |
| Eye Care | Routine ocular examination | Covered |
| Eye Care | Ocular tests-Lenses Covered up to NGN5,000 (Once in 2 years) | NGN5,000 |
| Fertility Services | Accident and emergency-Family Planning Covered Up to NGN7,000 | NGN7,000 |
| Fertility Services | Ambulance Services Up to 4 times/ year | Covered |
| Fertility Services | Movement of patients from Hospital to Hospital | Covered |
| Fertility Services | Movement of patients from Home/Accident Scene to Hospital | Covered |
| Fertility Services | Manual Vacuum Aspiration-Neonatal Care Covered up to Maternity Limit of NGN100,000 | NGN100,000 |
| General | Access to C-D tier hospitals | Covered |
| General | Pharmacy coverage up to NGN100,000 | NGN100,000 |
| General | Specialized care coverage | Covered |
| General | Treatment of basic medical outpatient and inpatient cases | Covered |
| General | 24-hour free chat access to healthcare professionals | Covered |
| General | Free chats with doctors and nurses during medical emergencies | Covered |
| General | Free chats with doctors and nurses for routine medical information | Covered |
| General | CT scan, MRI scan, echocardiography, electrocardiography (limited coverage) | Covered |
| General | Benefits Available after 24 hours | Covered |
| General | Pharmacy Limit up to NGN100,000 | NGN100,000 |
| General | Treatment of basic medical outpatient and in-patient cases | Covered |
| General | 24 Hours free chat access to healthcare professionals | Covered |
| General | Free chats with Doctors and Nurses when in need of care during any medical emergency | Covered |
| General | Free chats with Doctors and Nurses when in need of any routine medical information | Covered |
| General | Hospital Ward Care-Supply of prescribed intravenous/intramuscular, oral and topical drugs | Covered |
| General | Supply of all medical and surgical consumables | Covered |
| General | Hospital Ward Care-Blood grouping, cross matching, and transfusion | Covered |
| General | Routine dental examination | Covered |
| General | Preventive dental care and counselling | Covered |
| General | Dental pain therapy at primary healthcare centres | Covered |
| General | Pharmacological treatment of acute and chronic dental infections | Covered |
| General | Access to prescribed drugs | Covered |
| General | Annual Checkup - available after 7 months | Covered |
| General | Hepatitis B-Surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Hepatitis B-Minor surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Hepatitis B-Intermediate surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Hepatitis B-Major surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | -Seeking second option Covered within HMO network | Covered |
| General | -Benefits Available after 4 MONTHS | Covered |
| General | -Eye Care Covered up to NGN5,000 | NGN5,000 |
| General | Hospital access tier D-Pharmacy Limit up to NGN100,000 | NGN100,000 |
| General Consultation | Treatment of basic medical outpatient and inpatient cases | Covered |
| General Consultation | Specialist consultations once per month | Covered |
| General Consultation | 24-hour free chat access to healthcare professionals | Covered |
| General Consultation | Free chats with doctors and nurses during medical emergencies | Covered |
| General Consultation | Free chats with doctors and nurses for routine medical information | Covered |
| H I V Care And Treatment | Specialist consultation covered up to specialist limit | Covered |
| H I V Care And Treatment | Specialist drug therapy covered up to pharmacy limit | Covered |
| H I V Care And Treatment | Psychotherapy covered under telemedicine | Covered |
| H I V Care And Treatment | Seeking second opinion covered within HMO network | Covered |
| H I V Care And Treatment | Diagnosis confirmation from secondary and tertiary care centers covered within HMO network | Covered |
| H I V Care And Treatment | Line of treatment confirmation from secondary and tertiary care centers covered within HMO network | Covered |
| H I V Care And Treatment | DeathCover | NGN40,000 |
| H I V Care And Treatment | Availability | Benefits available after 4 months |
| Hepatitis B | Availability | Annual Checkup - available after 7 months |
| Hepatitis B | Care for comatose and unconscious enrollees, pain management, stabilization, chronic disease treatment, ventilator care, diabetes management, long-term skilled and semi-skilled hospital care | Covered |
| Hepatitis B | Surgeries (minor, intermediate, major) covered up to NGN100,000 | Covered |
| Hospital Ward Care | Skilled medical and paramedical services | Covered |
| Hospital Access Tier D | Feeding for enrollees on admission - General Ward (up to 5 days/year) | Covered |
| Hospital Access Tier D | Primary dental care covered up to NGN5,000 | Covered |
| Hospital Access Tier D | Routine dental examination | Covered |
| Hospital Access Tier D | Preventive dental care and counseling | Covered |
| Hospital Access Tier D | Dental pain therapy at primary healthcare centers | Covered |
| Hospital Access Tier D | Pharmacological treatment of acute and chronic dental infections | Covered |
| Hospital Access Tier D | Obstetrics care covered up to maternity limit of NGN30,000 | Covered |
| Hospital Access Tier D | Inpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Outpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Pharmacy limit up to NGN100,000 | Covered |
| Hospital Ward Care | GeneralWard | Services': ['Admissions and accommodation', 'Feeding for enrollees on admission (up to 20 days/year)', 'Skilled medical and paramedical services', 'Supply of prescribed intravenous, intramuscular, oral, and topical drugs', 'Supply of all medical and surgical consumables', 'Blood grouping, cross-matching, and transfusion']} |
| Immunizations | NPI Immunisation (0-5 years) | Covered |
| Immunizations | NPI | Covered for ages 0-5 years |
| Inpatient Care / Admissions | Inpatient limit up to NGN550,000 | NGN550,000 |
| Inpatient Care / Admissions | General ward admission with feeding | Covered |
| Inpatient Care / Admissions | Inpatient Limit up to NGN550,000 | NGN550,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission - General Ward (Up to 20 Days/year) | Covered |
| Inpatient Care / Admissions | Dialysis-Inpatient Limit up to NGN400,000 | NGN400,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission General Ward (Up to 10 Days/year) | Covered |
| Inpatient Care / Admissions | Primary Dental Care-Inpatient Limit up to NGN150,000 | NGN150,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission - General Ward (Up to 5 Days/year) | Covered |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN100,000 | NGN100,000 |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN50,000 | NGN50,000 |
| Laboratory And Diagnostics | BasicImaging | X-rays and ultrasounds (limited to chest X-rays, plain abdominal X-rays, limb X-rays, neck X-rays, skull X-rays, lumbosacral X-rays, X-rays of body joints, ultrasound scan) |
| Laboratory And Diagnostics | AdvancedImaging | CT scan, MRI scan, echocardiography, electrocardiography (limited coverage) |
| Limits | Inpatient | NGN550,000 |
| Limits | Outpatient | NGN350,000 |
| Limits | Pharmacy | NGN100,000 |
| Maternity Care | Hospital access tier D-Obstetrics Care Covered up to Maternity Limit of NGN30,000 | NGN30,000 |
| Maternity Care | Obstetrics | NGN100,000 |
| Maternity Care | Neonatal | NGN100,000 |
| Mental Health | Psychiatry Care Outpatient Only (6 weeks) | Covered |
| Neonatal Care | Ear Piercing-Renal Care Covered Up to NGN40,000 Limit | NGN40,000 |
| Outpatient Care | Outpatient limit up to NGN350,000 | NGN350,000 |
| Outpatient Care | Specialist consultations once per month | Covered |
| Outpatient Care | Outpatient Limit up to NGN350,000 | NGN350,000 |
| Outpatient Care | Specialist Consultations Once / Month | Covered |
| Outpatient Care | Dialysis-Outpatient Limit up to NGN250,000 | NGN250,000 |
| Outpatient Care | Primary Dental Care-Outpatient Limit up to NGN150,000 | NGN150,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN100,000 | NGN100,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN50,000 | NGN50,000 |
| Preventive Screening | General Physical Examination | Covered |
| Preventive Screening | Blood Pressure Check (Hypertension Screening) | Covered |
| Preventive Screening | Blood Sugar Check (Diabetes Screening) | Covered |
| Preventive Screening | BMI Check-Mortuary Services Covered Up to NGN40,000 Limit | NGN40,000 |
| Preventive Screening | Benefits Available after 11 MONTHS | Covered |
| Preventive Screening | BMI Check-Obstetrics Care Covered up to Maternity Limit of NGN100,000 | NGN100,000 |
| Preventive Screening | BMI check (general physical examination) | Covered |
| Preventive Screening | Blood pressure check (hypertension screening) | Covered |
| Preventive Screening | Blood sugar check (diabetes screening) | Covered |
| Psychiatry Care | Outpatient | 6 weeks |
| Renal Care | Benefits Available after 24 hours | Covered |
| Renal Care | Dialysis-Pharmacy Limit up to NGN50,000 | NGN50,000 |
| Specialized Care | Specialist Consultation Covered Up to Specialist Limit | Covered |
| Specialized Care | Specialist Drug therapy Covered Up to pharmacy Limit | Covered |
| Specialized Care | Psychotherapy Covered under Telemedicine | Covered |
| Specialized Care | Seeking second option Covered within HMO network | Covered |
| Specialized Care | Diagnosis confirmation from secondary and tertiary care centres Covered within HMO network | Covered |
| Specialized Care | Line of treatment confirmation from secondary and tertiary care centres Covered within HMO network | Covered |
| Specialized Care | HIV care and treatment-Enrollee is covered for a payment up to the stated limit in the event of Death (Natural, Accidental). The actual amount paid is based on the event while eligibility is subject to compliance with the rules of the plan. | Covered |
| Specialized Care | Benefits Available after 4 MONTHS | Covered |
| Specialized Care | HIV care and treatment-Eye Care Covered up to NGN5,000 | NGN5,000 |
| Specialized Care | Specialist Consultation Once / Month | Covered |
| Specialized Care | Pharmacological treatment of acute and chronic ocular infections | Covered |
| Specialized Care | Hepatitis B-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care | Covered |
| # | Feature |
|---|---|
| 1 | Access to C-D tier hospitals |
| 2 | Inpatient limit up to NGN550,000 |
| 3 | Outpatient limit up to NGN350,000 |
| 4 | Pharmacy coverage up to NGN100,000 |
| 5 | General ward admission with feeding |
| 6 | Specialized care coverage |
| 7 | Diagnostics services like X-Rays and Ultrasounds |
| 8 | Treatment of basic medical outpatient and inpatient cases |
| 9 | Specialist consultations once per month |
| 10 | 24-hour free chat access to healthcare professionals |
| 11 | Free chats with doctors and nurses during medical emergencies |
| 12 | Free chats with doctors and nurses for routine medical information |
| 13 | CT scan, MRI scan, echocardiography, electrocardiography (limited coverage) |
Enroll in Bastion HMO FlexiCare today and get instant access to quality healthcare.
Bastion HMO FlexiCare
NGN7,500 / month
