All-in-one Health plan with additional benefits. Provided by Bastion HMO.
Offered by Bastion HMO
Monthly premium
NGN20,000
per enrollee / month
| Provider | Bastion HMO |
|---|---|
| Plan type | Advanced Plans |
| Monthly premium | NGN20,000 |
| Inpatient limit | NGN10,000,000 |
| Outpatient limit | NGN10,000,000 |
| Waiting period | 5 days |
246 of 246 rows
| Category | Benefit | Coverage |
|---|---|---|
| After Demise Care | Seeking second option-Mortuary Services Covered Up to NGN75,000 Limit | NGN750,000 |
| After Demise Care | Care-Death Cover Covered Up to NGN75,000 Limit | NGN750,000 |
| After Demise Care | Care-Mortuary Services Covered Up to NGN50,000 Limit | NGN50,000 |
| After Demise Care | Care-Death Cover Covered Up to NGN50,000 Limit | NGN50,000 |
| After Demise Care | Care-Mortuary Services Covered Up to NGN40,000 Limit | NGN40,000 |
| After Demise Care | MortuaryServices | NGN750,000 |
| After Demise Care | DeathCover | NGN750,000 |
| After Demise Care | Investigation and treatment at limits per plan (NGN15,000) | Covered |
| After Demise Care | Care for comatose and unconscious enrollees, pain management, stabilization, chronic disease treatment, ventilator care, diabetes management, long-term care (up to 2 days) | Covered |
| After Demise Care | X-rays and ultrasounds (not limited to list) | Covered |
| After Demise Care | Advanced investigations (CT scan, MRI scan, echocardiography, electrocardiography; CT scan always covered, MRI for emergencies) | Covered |
| After Demise Care | Feeding for enrollees on admission (General Ward) | Covered |
| After Demise Care | Hospital ward care (General Ward) | Covered |
| After Demise Care | Skilled medical and paramedical services (General Ward) | Covered |
| After Demise Care | Accommodation for parents of admitted infants | Covered |
| After Demise Care | Inpatient hospitalization benefit abroad | Covered |
| After Demise Care | Specialist consultations on outpatient cases only (limited based on plan type, up to 4 weeks) | Covered |
| After Demise Care | Employee Assistance Program / Stress Management (4 weeks) | Covered |
| After Demise Care | Covid Home Care Kit (up to plan limit, 4 weeks) | Covered |
| After Demise Care | Health talks, education forums, or wellness fairs (4 weeks) | Covered |
| After Demise Care | Lenses covered up to NGN15,000 | Covered |
| After Demise Care | Frames covered up to NGN15,000 | Covered |
| After Demise Care | Primary dental care covered up to NGN20,000 | Covered |
| After Demise Care | Physiotherapy care covered (5 sessions) | Covered |
| After Demise Care | Subsidized fitness/nutritional club membership (for non-network gym) | Covered |
| After Demise Care | Surgeries covered up to NGN200,000 | Covered |
| After Demise Care | Special Baby Care Unit (2 days, NGN100,000) | Covered |
| After Demise Care | Dialysis (3 sessions) | Covered |
| After Demise Care | Cancer care (consultation, admission, counseling, hospice care, surgical, chemotherapy, radiotherapy; up to NGN300,000) | Covered |
| After Demise Care | Mental illnesses covered for outpatient cases only (4 weeks) | Covered |
| After Demise Care | Mortuary services covered up to NGN50,000 | Covered |
| After Demise Care | Death cover covered up to NGN50,000 | Covered |
| After Demise Care | Annual Checkup - available after 7 months | Covered |
| After Demise Care | Surgeries (minor, intermediate, major) covered up to NGN100,000 | Covered |
| After Demise Care | Mortuary services covered up to NGN40,000 | Covered |
| After Demise Care | Benefits available after 11 months | Covered |
| After Demise Care | Obstetrics care covered up to maternity limit of NGN100,000 | Covered |
| After Demise Care | Neonatal care covered up to maternity limit of NGN100,000 | Covered |
| After Demise Care | Renal care covered up to NGN40,000 | Covered |
| Cancer Care | Cancer care-Consultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered Up to NGN750,000 | NGN750,000 |
| Cancer Care | Care-Consultation, Admission, Counselling, Hospice Care , Surgical - Chemotherapy - Radiotherapy; Covered Up to NGN300,000 | NGN300,000 |
| Cancer Care | Consultation | Covered |
| Cancer Care | Admission | Covered |
| Cancer Care | Counseling | Covered |
| Cancer Care | Hospice care | Covered |
| Cancer Care | Surgical treatment | Covered |
| Cancer Care | Chemotherapy | Covered |
| Cancer Care | Radiotherapy | Covered |
| Cancer Care | Limit | NGN750,000 |
| Dental Care | Primary dental care covered up to NGN80,000 | NGN800,000 |
| Dental Care | Ocular tests-Primary Dental Care Covered Up to Overall Dental Limit of NGN50,000 | NGN50,000 |
| Dental Care | Ocular tests-Secondary Dental Care Covered Up to Overall Dental Limit of NGN50,000 | NGN50,000 |
| Dental Care | Care-Primary Dental Care Covered Up to Overall Dental Limit of NGN20,000 | NGN20,000 |
| Dental Care | Primary Dental Care-Secondary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Dental Care | Primary Dental Care-Surgeries Covered up to surgery limit of NGN70,000 | NGN70,000 |
| Dental Care | Primary Dental Care-Obstetrics Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| Dental Care | Primary Dental Care-Neonatal Care Covered up to Maternity Limit of NGN50,000 | NGN50,000 |
| Dental Care | Primary Dental Care-Pharmacy Limit up to NGN150,000 | NGN150,000 |
| Dental Care | Hospital access tier D-Primary Dental Care Covered Up to Overall Dental Limit of NGN5,000. | NGN5,000 |
| Diagnostics | Laboratory tests-Personal health equipment - BP machine, Glucometer, Trackers | Covered |
| Diagnostics | -Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography | Covered |
| Diagnostics | Admissions and Accomodation | Covered |
| Diagnostics | Serology-Supply of prescribed intravenous/intramuscular, oral and topical drugs | Covered |
| Diagnostics | Supply of all medical and surgical consumables | Covered |
| Diagnostics | Serology-Blood grouping, cross matching, and transfusion | Covered |
| Diagnostics | Accommodation for in-patient care | Covered |
| Diagnostics | X-Rays and Ultrasounds Covered (Not limited to the list) | Covered |
| Diagnostics | Care-Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography CT scan only and emergency cases for MRI | Covered |
| E N T Care | Treatment of acute and chronic ENT diseases | Covered |
| E N T Care | ENT Surgeries - (part of the surgical limit) | Covered |
| E N T Care | Pharmacological treatment of acute and chronic ENT infections | Covered |
| Emergency Services | Accident and emergency-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. | Covered |
| Emergency Services | Movement of patients from Hospital to Hospital | Covered |
| Emergency Services | Movement of patients from Home/Accident Scene to Hospital | Covered |
| Emergency Services | Hospital Ward Care-Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. Up to NGN50,000/ year | NGN50,000 |
| Emergency Services | AccidentAndEmergency | NGN50,000 |
| Emergency Services | Movement of patients from hospital to hospital | Covered |
| Emergency Services | Movement of patients from home or accident scene to hospital | Covered |
| Eye Care | Lenses covered up to NGN30,000 | NGN30,000 |
| Eye Care | Frames covered up to NGN30,000 | NGN30,000 |
| Eye Care | Routine ocular examination | Covered |
| Eye Care | Ocular tests-Lenses Covered NGN20,000 | NGN20,000 |
| Eye Care | Ocular tests-Frames Covered NGN20,000 | NGN20,000 |
| Eye Care | Routine dental examination | Covered |
| Eye Care | Preventive dental care and counselling | Covered |
| Eye Care | Dental pain therapy at primary healthcare centres | Covered |
| Eye Care | Pharmacological treatment of acute and chronic dental infections | Covered |
| Eye Care | Access to prescribed drugs | Covered |
| Eye Care | Care-Lenses Covered NGN15,000 | NGN15,000 |
| Eye Care | Care-Frames Covered NGN15,000 | NGN15,000 |
| Family Planning | Copper T intrauterine device | Covered |
| Family Planning | Lippes Loop intrauterine device | Covered |
| Family Planning | Norplant | NGN500,000 |
| Family Planning | ManualVacuumAspiration | Emergency or elective Caesarean section |
| Family Planning | Limit | NGN7,000 |
| Fertility Services | Fertility services-Investigation and treatment at limits per plan NGN45,000 | NGN45,000 |
| Fertility Services | Copper T Intrauterine Device | Covered |
| Fertility Services | Lippes loop Intrauterine Device | Covered |
| Fertility Services | Norplant-Surgeries Covered Up to Surgery Limit of NGN500,000 | NGN500,000 |
| Fertility Services | Emergency or Elective Caesarean Section | Covered |
| Fertility Services | Hospital Ward Care-Family Planning Covered Up to NGN7,000 | NGN7,000 |
| Fertility Services | InvestigationAndTreatment | NGN45,000 |
| General | Everything in ZenCare | Covered |
| General | Prescription drug coverage (Part D) | Covered |
| General | Dental, vision, and hearing coverage | Covered |
| General | Telehealth services | Covered |
| General | Treatment of chronic conditions | Covered |
| General | Pharmacological treatment of acute and chronic ocular infections | Covered |
| General | Diagnosis confirmation from secondary and tertiary care centres | Covered |
| General | Line of treatment confirmation from secondary and tertiary care centres | Covered |
| General | Care-Enrollee is covered for a payment up to the stated limit in the event of Death (Natural, Accidental). The actual amount paid is based on the event while eligibility is subject to compliance with the rules of the plan. | Covered |
| General | Care-Investigation and treatment at limits per plan NGN15,000 | NGN15,000 |
| General | Care-Surgeries Covered Up to Surgery Limit of NGN200,000 | NGN200,000 |
| General | Mental illnesses Covered for Outpatient cases Only (4 weeks) | Covered |
| General | Annual Checkup - available after 7 months | Covered |
| General | Care-Surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Care-Minor surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Care-Intermediate surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Care-Major surgeries Covered up to surgery limit of NGN100,000 | NGN100,000 |
| General | Benefits Available after 11 MONTHS | Covered |
| General | Care-Renal Care Covered Up to NGN40,000 Limit | NGN40,000 |
| General | Seeking second option Covered within HMO network | Covered |
| General | Benefits Available after 4 MONTHS | Covered |
| General | Mental illnesses-Eye Care Covered up to NGN5,000 | NGN5,000 |
| General | Hospital access tier D-Pharmacy Limit up to NGN100,000 | NGN100,000 |
| Hospital Ward Care | Skilled medical and paramedical services | Covered |
| Hospital Access Tier D | Feeding for enrollees on admission - General Ward (up to 5 days/year) | Covered |
| Hospital Access Tier D | Primary dental care covered up to NGN5,000 | Covered |
| Hospital Access Tier D | Obstetrics care covered up to maternity limit of NGN30,000 | Covered |
| Hospital Access Tier D | Inpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Outpatient limit up to NGN100,000 | Covered |
| Hospital Access Tier D | Pharmacy limit up to NGN100,000 | Covered |
| Hospital Ward Care | SemiPrivateWard | Services': ['Admissions and accommodation', 'Feeding for enrollees on admission', 'Skilled medical and paramedical services', 'Supply of prescribed intravenous, intramuscular, oral, and topical drugs', 'Supply of all medical and surgical consumables', 'Blood grouping, cross-matching, and transfusion', 'Accommodation for inpatient care / admissions', 'Accommodation for parents of admitted infants (up to 2 days)']} |
| Hospital Ward Care | GeneralWard | Services': ['Feeding for enrollees on admission (up to 10 days/year for dialysis, 5 days/year for tier D)', 'Skilled medical and paramedical services', 'Accommodation for parents of admitted infants']} |
| Immunizations | NPI Immunisation (0-5 Years) | Covered |
| Immunizations | Vitamin A Supplementation | Covered |
| Immunizations | Pneumococcal-Additional Immunization (6Yrs and above) Covered Up to NGN7,000 | NGN6,000 |
| Immunizations | NPI | Covered for ages 0-5 years |
| Immunizations | VitaminA | Supplementation |
| Immunizations | Pneumococcal | NGN6,000 |
| Inpatient Care / Admissions | Unlimited inpatient limit | Covered |
| Inpatient Care / Admissions | Unlimited Inpatient Limit | Covered |
| Inpatient Care / Admissions | Feeding for enrolees on admission Semi-Private Ward | Covered |
| Inpatient Care / Admissions | Hospital Ward Care Semi-Private Ward | Covered |
| Inpatient Care / Admissions | Skilled medical and paramedical services Semi-Private Ward | Covered |
| Inpatient Care / Admissions | Accommodation for parents whose infants are on admission 2 Days | Covered |
| Inpatient Care / Admissions | Feeding for enrolees on admission General Ward | Covered |
| Inpatient Care / Admissions | Hospital Ward Care General Ward | Covered |
| Inpatient Care / Admissions | Skilled medical and paramedical services General Ward | Covered |
| Inpatient Care / Admissions | Accommodation for parents whose infants are on admission | Covered |
| Inpatient Care / Admissions | Inpatient /Hospitalization Benefit Abroad | Covered |
| Inpatient Care / Admissions | Dialysis-Inpatient Limit up to NGN400,000 | NGN400,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission General Ward (Up to 10 Days/year) | Covered |
| Inpatient Care / Admissions | Primary Dental Care-Inpatient Limit up to NGN150,000 | NGN150,000 |
| Inpatient Care / Admissions | Feeding for enrolees on admission - General Ward (Up to 5 Days/year) | Covered |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN100,000 | NGN100,000 |
| Inpatient Care / Admissions | Hospital access tier D-Inpatient Limit up to NGN50,000 | NGN50,000 |
| Intensive Care Unit | Care for comatose and unconscious enrollees | Covered |
| Intensive Care Unit | Pain management | Covered |
| Intensive Care Unit | Stabilization and maintenance treatment for chronic diseases | Covered |
| Intensive Care Unit | Ventilator care | Covered |
| Intensive Care Unit | Management of diabetes and diabetic emergencies | Covered |
| Intensive Care Unit | Long-term skilled and semi-skilled hospital care | Covered |
| Laboratory And Diagnostics | PersonalHealthEquipment | Blood pressure machine, glucometer, trackers |
| Laboratory And Diagnostics | BasicImaging | X-rays and ultrasounds (e.g., chest, abdominal, limb, neck, skull, lumbosacral, body joints; not limited to list) |
| Laboratory And Diagnostics | AdvancedImaging | CT scan, MRI scan, echocardiography, electrocardiography (limited coverage, CT scan always covered, MRI for emergencies) |
| Lifestyle Management | Health talks, education forums, or wellness fairs (up to 12 weeks) | Covered |
| Lifestyle Management | Fitness and wellness programs | Covered |
| Lifestyle Management | Subsidized Fitness/ nutritional club membership (for non-network gym) 10% | Covered |
| Lifestyle Management | Network Gym Access Covered (2 sessions per week) | 2 sessions |
| Lifestyle Management | Lifestyle Management-On-site Health Checks, Health Talks/ Education forum or wellness fairs | Covered |
| Lifestyle Management | Health Talks/ Education forum or wellness fairs 4 weeks | Covered |
| Lifestyle Management | Subsidized Fitness/ nutritional club membership (for non-network gym) | Covered |
| Lifestyle Management | FitnessClub | Subsidized membership for non-network gyms (10%) |
| Lifestyle Management | NetworkGym | 2 sessions |
| Lifestyle Management | HealthChecks | On-site health checks, health talks, education forums, or wellness fairs |
| Limits | Inpatient | Unlimited |
| Limits | Outpatient | Unlimited |
| Maternity Care | Care-Obstetrics Care Covered up to Maternity Limit of NGN100,000 | NGN100,000 |
| Maternity Care | Care-Neonatal Care Covered up to Maternity Limit of NGN100,000 | NGN100,000 |
| Maternity Care | Hospital access tier D-Obstetrics Care Covered up to Maternity Limit of NGN30,000 | NGN30,000 |
| Mental Health | Employee Assistance Program / Stress Management (up to 12 weeks) | Covered |
| Mental Health | Covid Home Care Kit (up to plan limit, 12 weeks) | Covered |
| Mental Health | Employee Assistance Program / Stress Management 6 weeks | Covered |
| Mental Health | Covid Home Care Kit - up to limit on the plan | Covered |
| Mental Health | Health Talks/ Education forum or wellness fairs | Covered |
| Mental Health | Mental illnesses Covered for Outpatient cases Only (6 weeks) | Covered |
| Mental Health | Employee Assistance Program / Stress Management 4 weeks | Covered |
| Mental Health | Covid Home Care Kit - up to limit on the plan 4 weeks | Covered |
| Mental Health | Outpatient | 6 weeks |
| Mental Health | EmployeeAssistanceProgram | 6 weeks |
| Mental Health | CovidHomeCareKit | Covered up to plan limit |
| Mental Health | HealthEducation | Health talks, education forums, or wellness fairs |
| Mental Health | PsychiatryCare | 6 weeks |
| Neonatal Care | Ear Piercing-Special Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 10 Days (NGN300,000) | NGN10,000 |
| Neonatal Care | Care-Special Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) 2 Days (NGN100,000) | NGN200,000 |
| Outpatient Care | Unlimited outpatient limit | Covered |
| Outpatient Care | Specialist consultations (limited based on plan type, up to 12 weeks) | Covered |
| Outpatient Care | Unlimited Outpatient Limit | Covered |
| Outpatient Care | 24 Hours free chat access to healthcare professionals | Covered |
| Outpatient Care | Free chats with Doctors and Nurses when in need of care during any medical emergency | Covered |
| Outpatient Care | Free chats with Doctors and Nurses when in need of any routine medical information | Covered |
| Outpatient Care | Chronic Disease Medication - drug delivery and pick up at partner pharmacies | Covered |
| Outpatient Care | Specialist Consultations on Outpatient Cases Only; limited based on type of plans 6 weeks | Covered |
| Outpatient Care | Specialist Consultations on Outpatient Cases Only; limited based on type of plans 4 weeks | Covered |
| Outpatient Care | Dialysis-Outpatient Limit up to NGN250,000 | NGN250,000 |
| Outpatient Care | Specialist Consultations Once / Month | Covered |
| Outpatient Care | Primary Dental Care-Outpatient Limit up to NGN150,000 | NGN150,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN100,000 | NGN100,000 |
| Outpatient Care | Hospital access tier D-Outpatient Limit up to NGN50,000 | NGN50,000 |
| Physiotherapy | Physiotherapy Care Covered (12 sessions) | 12 sessions |
| Physiotherapy | Routine fitness examination | Covered |
| Physiotherapy | Preventive Counselling on referral | Covered |
| Physiotherapy | Physiotherapy Care Covered (5 sessions) | 5 sessions |
| Physiotherapy | Coverage | 12 sessions |
| Physiotherapy | RoutineFitnessExamination | Covered |
| Physiotherapy | PreventiveCounseling | On referral |
| Preventive Screening | General Physical Examination | Covered |
| Preventive Screening | Blood Pressure Check (Hypertension Screening) | Covered |
| Preventive Screening | Blood Sugar Check (Diabetes Screening) | Covered |
| Preventive Screening | Annual Prostate Specific Antigen screening for men over 40 years | Covered |
| Preventive Screening | E/U/Cr-Mammogram, cervical smear for women over 35 years every 2 years (every other year) | Covered |
| Preventive Screening | BMI check (general physical examination) | Covered |
| Preventive Screening | Blood pressure check (hypertension screening) | Covered |
| Preventive Screening | Blood sugar check (diabetes screening) | Covered |
| Preventive Screening | Men | Annual prostate-specific antigen screening (over 40 years) |
| Preventive Screening | Women | Mammogram and cervical smear (over 35 years, every 2 years) |
| Renal Care | Dialysis 6 Sessions | Covered |
| Renal Care | Dialysis 3 Sessions | Covered |
| Renal Care | Benefits Available after 24 hours | Covered |
| Renal Care | Dialysis-Pharmacy Limit up to NGN50,000 | NGN50,000 |
| Renal Care | Treatment of basic medical outpatient and in-patient cases | Covered |
| Renal Care | Dialysis-X-Rays and Ultrasounds: Limited to Chest X-Rays ,Plain Abdominal X-Rays,,Limb X-rays,Neck X-rays,Skull X-rays,Lumbosacral X-Rays,X-rays of Body Joints,Ultrasound Scan | Covered |
| Seeking Second Option | Diagnosis confirmation from secondary and tertiary care centers | Covered |
| Seeking Second Option | Line of treatment confirmation from secondary and tertiary care centers | Covered |
| Seeking Second Option | Covered within HMO network (mental illnesses) | Covered |
| Special Baby Care Unit | Coverage | Intensive care including life support, phototherapy, and incubator care |
| Special Baby Care Unit | Limit | NGN10,000 |
| Specialist Consultations | Telemedicine | 24-hour free chat access to healthcare professionals |
| Specialist Consultations | Treatment of acute and chronic ENT diseases | Covered |
| Specialist Consultations | ENT surgeries (part of surgical limit) | Covered |
| Specialist Consultations | Pharmacological treatment of acute and chronic ENT infections | Covered |
| Specialist Consultations | General | Chronic disease medication with drug delivery and pickup at partner pharmacies |
| Specialist Consultations | Frequency | Once per month (for dialysis patients) |
| Specialized Care | Intensive care unit-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care | Covered |
| Specialized Care | Care-For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care 2 Days | Covered |
| # | Feature |
|---|---|
| 1 | Everything in ZenCare |
| 2 | Unlimited inpatient limit |
| 3 | Unlimited outpatient limit |
| 4 | Health talks, education forums, or wellness fairs (up to 12 weeks) |
| 5 | Primary dental care covered up to NGN80,000 |
| 6 | Specialist consultations (limited based on plan type, up to 12 weeks) |
| 7 | Lenses covered up to NGN30,000 |
| 8 | Frames covered up to NGN30,000 |
| 9 | Primary dental care covered up to NGN80,000 |
| 10 | Prescription drug coverage (Part D) |
| 11 | Dental, vision, and hearing coverage |
| 12 | Fitness and wellness programs |
| 13 | Telehealth services |
| 14 | Employee Assistance Program / Stress Management (up to 12 weeks) |
| 15 | Covid Home Care Kit (up to plan limit, 12 weeks) |
Enroll in ZenCare Plus today and get instant access to quality healthcare.
ZenCare Plus
NGN20,000 / month
