Flexi-Mini
Bastion HMO
- Premium
- ₦6,000/month
- Inpatient
- ₦550,000
- Outpatient
- ₦350,000
- Waiting
- 5 days
Loading comparison...
Plan prices
Monthly premium per enrollee, in naira.
ZenCare
Bastion HMO
- Premium
- ₦15,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦1,000,000
- Waiting
- 5 days
ZenCare Plus
Bastion HMO
- Premium
- ₦20,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Prime
Bastion HMO
- Premium
- ₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Senior Citizens
Bastion HMO
- Premium
- ₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
PrimeCare
Bastion HMO
- Premium
- ₦57,500/month
- Inpatient
- ₦12,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
ZenCare Plus Senior Citizens
Bastion HMO
- Premium
- ₦65,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
PrimeCare Plus
Bastion HMO
- Premium
- ₦120,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting
- 5 days
| Plan | Premium | Inpatient | Outpatient | Waiting | Action |
|---|---|---|---|---|---|
| Flexi-MiniBastion HMO | ₦6,000/month | ₦550,000 | ₦350,000 | 5 days | |
| ZenCareBastion HMO | ₦15,000/month | ₦10,000,000 | ₦1,000,000 | 5 days | |
| ZenCare PlusBastion HMO | ₦20,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| ZenCare PrimeBastion HMO | ₦45,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| ZenCare Senior CitizensBastion HMO | ₦45,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| PrimeCareBastion HMO | ₦57,500/month | ₦12,000,000 | ₦10,000,000 | 5 days | |
| ZenCare Plus Senior CitizensBastion HMO | ₦65,000/month | ₦10,000,000 | ₦10,000,000 | 5 days | |
| PrimeCare PlusBastion HMO | ₦120,000/month | ₦10,000,000 | ₦10,000,000 | 5 days |
ZenCare Plus vs ZenCare Senior Citizens
ZenCare Plus is a general individual/family HMO plan at ₦20,000/month, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. ZenCare Senior Citizens is the senior-citizen track at ₦45,000/month (₦25,000 more per month than ZenCare Plus). Senior plans typically include higher chronic-care and pharmacy limits, geriatric-focused benefits, and different hospital-tier access because older enrollees have higher expected claims.
ZenCare Plus
Bastion HMO
₦20,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting period
- 5 days
- Built for
- Individuals and families
- Everything in ZenCare
- Unlimited inpatient limit
- Unlimited outpatient limit
- Health talks, education forums, or wellness fairs (up to 12 weeks)
- Primary dental care covered up to NGN80,000
- Specialist consultations (limited based on plan type, up to 12 weeks)
ZenCare Senior Citizens
Bastion HMO
₦45,000/month
- Inpatient
- ₦10,000,000
- Outpatient
- ₦10,000,000
- Waiting period
- 5 days
- Built for
- Senior citizens and older enrollees
- Everything in Zencare
- Unlimited prescription coverage
- Private room coverage
- Specialized care coverage
- Chronic disease medication with drug delivery and pickup at partner pharmacies
- Extended hospital stay for senior citizens
Plan pricing questions
How much is ZenCare Plus?
ZenCare Plus from Bastion HMO costs ₦20,000/month per enrollee on Proton Medicare. Inpatient cover is ₦10,000,000 and outpatient cover is ₦10,000,000. Waiting period: 5 days. Full benefits: https://protonmedicare.com/plans/cf74abd4-4727-43dc-b8d5-ca6fd824538b.
How much is ZenCare Senior Citizens?
ZenCare Senior Citizens from Bastion HMO costs ₦45,000/month per enrollee. It is the senior-citizen track, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. Waiting period: 5 days.
What is the difference between ZenCare Plus and ZenCare Senior Citizens?
ZenCare Plus is a general individual/family HMO plan at ₦20,000/month, with ₦10,000,000 inpatient and ₦10,000,000 outpatient cover. ZenCare Senior Citizens is the senior-citizen track at ₦45,000/month (₦25,000 more per month than ZenCare Plus). Senior plans typically include higher chronic-care and pharmacy limits, geriatric-focused benefits, and different hospital-tier access because older enrollees have higher expected claims.
How much do Proton Medicare HMO plans cost in Nigeria?
Public HMO plans on Proton Medicare currently start from ₦6,000/month. Premiums vary by provider and tier — entry-level plans, mid-tier options such as ZenCare Plus, and senior-citizen plans are listed with live prices on /plans.
Which Proton Medicare plans are for senior citizens?
Senior-citizen HMO plans currently listed: ZenCare Senior Citizens (₦45,000/month); ZenCare Plus Senior Citizens (₦65,000/month). These tracks are built for older enrollees, typically with higher chronic-medication limits and specialist access than general individual plans.
Where can I compare ZenCare Plus and senior citizen plans?
Open /plans for the full live price list, or /compare to put ZenCare Plus next to a Senior Citizen plan side by side. For a quote, call +234 706 973 7196 or email support@protonmedicare.com.